USD, GBP, EUR FLEX
Anytime
Real-Time, by the second
Product Info
Expected annual income of the product (APY)
Yield payment
In streaming, by the second
Product type
Flexible
Can be redeemed
Anytime
Investment type
Short Time Deposit
Mimimum Amount
5000 USD/GBP/EUR
Asset Manager
Ephelia Capital Sagl
Digital Currency Provider
Ephelia Corporate (ITA) Srl
Income description
The funds raised from this product will be invested in CeFi and DeFi platforms by Ephelia Capital Asset Management. The investment strategy takes into account comprehensive factors in CeFi and DeFi platforms including the risks, benefits, convenience and security.
Risk statement
Investing in early innovative smart contracts in the DeFi field, there may be technical risks that may lead to asset loss.
Changes in reward distribution rules may lead to a decline in returns.
Rules Description
Calculation on investment income
Income calculation formula:
Streamable Invest calculates the income based on the value of capital the investor holds, the actual number of days that the capital has been placed into the investment and the actual rate of the annualization return.
Example:
Suppose that the user invests 100 USD. The validity period of the product is 30 days, the expected rate of annualised return is 5%, no adjustment was made on the rate of the expected annualised return during the validity period of the product, and by the maturity date, the actual rate of income has reached the expected rate of income. The investment income paid to the user during the duration of the investment will be:
investment income = 100 * 5% x 30 / 365 = 0.41 USD
The income will be paid in streaming during the duration of the investment by the second.
In the example above, the 0.41 expected USD income will be paid at the rate of:
0.41 USD / (30 * 24 * 60 * 60) = 0.00000016 USD/sec
Payment of the Investment Income
Unless the customer expressly requests to be paid in $STREAM, his/her investment income will be provided in kind, using the same currency in which the investment has made.
As FIAT currencies are not inherently streamable, when the customer invests in fiat currencies, Streamable Invest will pay income to the customer with the corresponding es-Currency.
Within Streamable Invest, you can redeem any es-Currency at any time on a 1-1 basis with the respective currency it represents, without incurring in any swap or conversion fees. You can then withdraw this amount to your bank account whenever you choose.
(*) you can swap anytime an es-Currency to a native fiat currency 1-1 at zero fees
Flex product redemption and income payment
There is no fixed maturity date for the Flexible products.
These products will only be redeemed when the user actively requests for redemption and the redemption will be conducted accordingly to the relevant processing period of redemption.
Users can increment or decrement their investment in a Flexible product at any time.
The income stream will be adjusted to the new invested amount following any top-up or withdrawal.
Rules and regulations for redemption
When submitting a redemption request for a Flexible product, the user is not required to redeem each allotment of the capital that he/she has successfully placed in each investment previously one by one.
After a user submits a redemption request, the system will calculate the processing time regarding the redemption of the relevant product based on the redemption period of the product. The day the user submits for redemption will not be counted as the processing time of redemption.
Streamable Invest will transfer the capital into the user’s account (“My balances”) in Streamable Invest the next business day after the redemption period.
Immediate liquidation of the investment
Streamable Invest can interrupt the payment of the income stream at any time without notice in case of any force-majeure event.
In this case, Streamable Invest will do everything possible to secure the invested funds and return them to the users as soon as possible.
Investment top-up and withdraw
If you are investing in a Flexible product, you can top-up your investment (adding funds) or withdraw from it anytime. If you change your investment amount, the yield will be re-calculated and continue accruing as a stream.
If you are investing in a Locked product, you can not withdraw the invested amount until the product expires. You can open as many new investment positions in a locked product as you wish. Each product will then have a different maturity date. The minimum top-up and withdrawal amount for this product is 5000 USDT. You can top up or withdraw less than the minimum amount by paying a 50 USDT fee. The fee will be deducted from the top-up or withdrawal amount.
Yield Payment Options and Boosts
Boosted yield
If a user holds a U.S. dollar value amount of $STREAM tokens that is equal or greater than 10% of total invested assets in Streamable Invest, his/her yield is boosted.
Example: user invests 1000 USD in three different strategies for a total amount of 3000 USD invested. If user holds at least 300 USD worth of $STREAM tokens in his/her balance, the investment receives a boosted APY yield.
Streamable Invest adjusts the payment flow using the average value of the user's daily assets.
Yield paid in $STREAM
Users can decide to be paid in $STREAM to receive an additional boost on their received yield, even if their yield it is already boosted by the holding of $STREAM token.
Streamable Invest adjusts the payment flow using the average value of the user's assets daily.
Last updated
