USD, GBP, EUR 365 days LOCKED
365 days
Real-Time, by the second
Product Info
Expected annual income of the product (APY)
Yield payment
In streaming, by the second
Product type
Fixed Term Loan
Can be redeemed
At maturity
Investment type
Time Deposit
Minimum Amount
10,000.00 USD/GBP/EUR
Asset Manager
Ephelia Capital Sagl
Digital Currency Provider
Ephelia Corporate (ITA) Srl
Income description
The funds raised from this product will be invested in CeFi and DeFi platforms by Ephelia Capital Asset Management. The investment strategy takes into account comprehensive factors in CeFi and DeFi platforms including the risks, benefits, convenience and security.
Risk statement
Investing in early innovative smart contracts in the DeFi field, there may be technical risks that may lead to asset loss.
Changes in reward distribution rules may lead to a decline in returns.
Rules Description
Calculation on investment income
Income calculation formula:
Streamable Invest calculates the income based on the value of capital the investor holds, the actual number of days that the capital has been placed into the investment and the actual rate of the annualization return.
Example:
Suppose that the user invests 100 USD. The validity period of the product is 30 days, the expected rate of annualised return is 5%, no adjustment was made on the rate of the expected annualised return during the validity period of the product, and by the maturity date, the actual rate of income has reached the expected rate of income. The investment income paid to the user during the duration of the investment will be:
investment income = 100 * 5% x 30 / 365 = 0.41 USD
The income will be paid in streaming during the duration of the investment by the second.
In the example above, the 0.41 expected USD income will be paid at the rate of:
0.41 USD / (30 * 24 * 60 * 60) = 0.00000016 USD/sec
Payment of the Investment Income
Unless the customer expressly requests to be paid in $STREAM, his/her investment income will be provided in kind, using the same currency in which he/she has invested.
As FIAT currencies are not inherently streamable, when the client invests in fiat currencies, Streamable Invest will pay income to the customer with the corresponding es-Currency.
Within Streamable Invest, the customer can redeem any es-Currency at any time on a 1-1 basis with the respective currency it represents, without incurring any swap or conversion fees. he/she can then withdraw this amount to his/her bank account whenever he/she chooses.
(*) you can swap anytime an es-Currency to a native fiat currency 1-1 at zero fees
Locked products
redemption and income payment
The user’s investment capital is transferred into the user’s balance (“My Balances”) in Streamable Invest within 1 business day after the maturity date of the product.
The income is paid by the second during the duration of the product and is accessible anytime to the user in the Streamable Invest “My Balances” section.
Rules and regulations for redemption
For users who intend to redeem locked investment products with fixed maturity dates in advance, redemption before the fixed maturity date may not be possible or may result in losses. To redeem a locked product in advance please contact us to discuss your case
Immediate liquidation of the investment
Streamable Invest can interrupt the payment of the income stream at any time without notice in case of any force-majeure event.
In this case, Streamable Invest will do everything possible to secure the invested funds and return them to users invested as soon as possible.
Investment top-up and withdraw
If you are investing in a Locked product, you can not withdraw the invested amount until the product expires. You can open as many new investment positions in a locked product as you wish. Each product will then have a different maturity date. The minimum top-up amount for this product is 10,000.00 USDT. You can top up or withdraw less than the minimum amount by paying a 50 USDT fee. The fee will be deducted from the top-up amount.
Yield Payment Options and Boosts
Boosted yield
If a user holds a U.S. dollar value amount of $STREAM tokens that is equal or greater than 10% of total invested assets in Streamable Invest, his/her yield is boosted.
Example: user invests 1000 USD in three different strategies for a total amount of 3000 USD invested. If user holds at least 300 USD worth of $STREAM tokens in his/her balance, the investment receives a boosted APY yield.
Streamable Invest adjusts the payment flow using the average value of the user's daily assets.
Yield paid in $STREAM
Users can decide to be paid in $STREAM to receive an additional boost on their received yield, even if their yield it is already boosted by the holding of $STREAM token.
Streamable Invest adjusts the payment flow using the average value of the user's assets daily.
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